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Quarterly Newsletter

The Ins & Outs of 529 College Plans, And Beware Of Ratios

In this edition of our quarterly newsletter, we’re going to tackle the majority of the key points when considering investing in a 529 College Plan account. In addition, we have what we hope is an enlightening piece on the use of ratios when examining financial markets. 529 College Savings Plans—What You Should Know Back in […]

By Bob Kargenian | Quarterly Newsletter

What Are REAL Returns, And Can You Eat Them?

In this edition of our quarterly letter, we’re going to explore the difference between nominal and real returns, along with the impact of inflation. There’s also a story on a case we just finished which added $794,000 to a client’s bottom line, which had nothing to do with our investment performance. Finally, we’ll revisit the […]

By Bob Kargenian | Quarterly Newsletter

Interest Rates May Change. The Reasons You Invest In Bonds Don’t.

I’ve been searching for an appropriate title for this quarterly edition of TABR’s newsletter for weeks. “Why Our Bond Strategies Are Different,” didn’t quite ring the bell, although it is a significant part of the message we’re trying to convey. Then, last week I came across a full-page ad in the Wall Street Journal from […]

By Bob Kargenian | Quarterly Newsletter

What the Heck is an RTQ (Risk Tolerance Questionnaire) ?

In this edition of TABR’s quarterly newsletter, we thought we’d touch on an area that has been getting some attention in the financial press recently—the use of risk tolerance questionnaires, or risk profiling, to help categorize clients and to appropriately allocate their investment funds. In addition, we have sections on Living to 100, which ties […]

By Bob Kargenian | Quarterly Newsletter

Target Date Funds — Simple Solution, or Expensive Laziness?

In this edition of TABR’s quarterly newsletter, we’re going to present some analysis and thoughts on Target Date Funds, which have become quite commonplace in workplace retirement plans (401(k) and others). We’ll look at what they are, what they are designed to do, some of the differences among them, and how, in our opinion, they […]

By Bob Kargenian | Quarterly Newsletter

Solar—Yes or No, and Musings on Universal Life Insurance

Though my intentions have been to get our quarterly newsletter onto a more regular early February, May, August and November publishing schedule, I am still behind on that objective. Nevertheless, here is the first of four that we will get done this year. As promised, we have an update on our personal experience with a […]

By Bob Kargenian | Quarterly Newsletter

If It Looks Like a Bear—Believe It, And Our Move to Equity ETFs

I’m about three weeks behind my intended publishing of this quarterly newsletter. Part of that delay was related to our main topic, as we’ve moved the core equity exposure in portfolios from actively managed equity funds to index-based ETFs (exchange-traded funds). Before I delve into that, and all the context that goes with it, we’re […]

By Bob Kargenian | Quarterly Newsletter

Inflation, The Role of Cash in Portfolios, Just Say No to Alternatives, and Tax Return vs Total Return

Last quarter, I promised an expansive look at the use of cash (or hedging) in client portfolios. So, that is forthcoming below, along with the latest look at inflation, and the difference between what I will call “tax return vs total return” on your Fidelity statements. Plus, the usual update on the progress of the […]

By Bob Kargenian | Quarterly Newsletter

Cyber Fraud, Stock Market Valuations, and Dividend Stocks

This quarter, we’d like to focus a bit on the growing incidents of cyber fraud, and some of the steps you can take to minimize problems in this area. Also featured is an updated chart on the Median Price/Earnings Ratio of the S&P 500, along with a reminder about market predictions. Finally, there’s the usual […]

By Bob Kargenian | Quarterly Newsletter

Quarterly Newsletter March 2015

TABR has released the March 2015 Newsletter. Download TABR Quarterly Newsletter here.

By Bob Kargenian | Quarterly Newsletter